Minnesota’s beautiful landscapes are home to a variety of wildlife. While these creatures are a joy to observe, they can pose risks for drivers. Collisions with wildlife can cause significant damage to your vehicle. But how does your auto insurance come into play in such situations? Let’s explore.
Wildlife Collisions: A Common Risk in Minnesota
At Insurance Services Plus, we understand the unique challenges that Minnesota drivers face. Collisions with deer and other wildlife are a common occurrence, especially during certain times of the year.
How Auto Insurance Covers Wildlife Collisions
Most auto insurance policies cover damage caused by collisions with animals under comprehensive coverage. This means if you hit a deer or other animal, your insurance can help cover the costs to repair your vehicle, subject to your policy’s deductible.
Preventing Wildlife Collisions
While your auto insurance can provide financial protection after a collision, it’s always best to prevent accidents when possible. This includes staying alert, especially at dawn and dusk when animals are most active, and using high beams when there’s no oncoming traffic.
How Insurance Services Plus Can Help
At Insurance Services Plus, we’re committed to helping Minnesota drivers navigate their auto insurance needs. We can guide you through the process of understanding and adjusting your coverage to ensure you’re protected from risks like wildlife collisions.
